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These ratings are posted by site users; this content is not intended to be investment advice, nor does it represent the opinion of, counsel from, or recommendations by Bankinvestor.com

Average returns on citizensmith2002's ratings: Rating Avg. Return Annualized Key: - : rated buy, stock went down + : rated sell, stock went up +/- : rated hold + : rated buy, stock went up - : rated sell, stock went down strong buy +58.52% (over an avg. of 7799.50 days) +2.74% buy +153.35% (over an avg. of 7773.67 days) +7.20% sell +24.13% (over an avg. of 84.00 days) +104.85% -- See performance by time period -- All ratings made during the year 2002 All ratings made during the year 2003 Ratings made during Dec, 2002 Ratings made during Mar, 2003

Jump to rating for: ALFC   FBEI   KNK   PBNC   RSVB   SYNF  

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-- ALFC --
ALFC	Dec. 16 2002, 11:52 AM ET	by citizensmith2002 (view profile)	rating: Strong Buy
ALFC performance: Price near date of rating (12/16/2002): 13.50 Recent price (08/01/2006): 25.37 Price change: +11.87 Dividends collected: 0.82 Gain/Loss over 7794 days: +12.69 +94.00% Annualized Gain/Loss: +4.40% Be a thrift farmer. Buy now (plant the seed), reap the harvest in a few years (buyout in the low 20s). Was this user's rating of 'ALFC' helpful to you?
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-- FBEI --
FBEI	Mar. 13 2003, 10:44 AM ET	by citizensmith2002 (view profile)	rating: Buy
FBEI performance: Price near date of rating (03/13/2003): 16.80 Recent price (05/07/2008): 12.95 Price change: -3.85 Dividends collected: 2.945 Gain/Loss over 7707 days: -0.91 -5.39% Annualized Gain/Loss: -0.26% Indiana thrifts are a tough nut to crack for a buyout with state specific restrictions on takeovers, but FBEI is now aging it's way toward that barrier. Still selling under book and with a 10% buyout completed, or just about completed, pushing the stock price up. Thinly traded, but a good buy and hold candidate still. Was this user's rating of 'FBEI' helpful to you?
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-- KNK --
KNK	Mar. 23 2003, 1:10 PM ET Rating closed on Jun. 16 2003, 09:40 AM ET	by citizensmith2002 (view profile)	rating: Sell
KNK performance: Price near date of rating (03/24/2003): 37.50 Price near end of rating (06/16/2003): 46.40 Price change: +8.90 Dividends collected: 0.15 Gain/Loss over 84 days: +9.05 +24.13% Annualized Gain/Loss: +104.85% With Larry Seidman being greenmailed out, I'd read it that KNK management has no interest in selling. I'd say it's dead money with more downside potential than upside potential. Was this user's rating of 'KNK' helpful to you?
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-- PBNC --
PBNC	Dec. 3 2002, 08:19 AM ET	by citizensmith2002 (view profile)	rating: Buy
PBNC performance: Price near date of rating (01/22/2003): 15.58 Recent price (04/18/2024): 39.10 Price change: +23.52 Dividends collected: 10.37 Gain/Loss over 7807 days: +33.89 +217.52% Annualized Gain/Loss: +10.17% I concur with the recommendations to buy and hold to the sellout in the low 20s. It's been good so far! Was this user's rating of 'PBNC' helpful to you?
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-- RSVB --
RSVB	Dec. 5 2002, 7:42 PM ET	by citizensmith2002 (view profile)	rating: Strong Buy
RSVB performance: Price near date of rating (12/05/2002): 13.45 Recent price (07/26/2004): 16.25 Price change: +2.80 Dividends collected: 0.3 Gain/Loss over 7805 days: +3.10 +23.05% Annualized Gain/Loss: +1.08% Another JOAC tip that led to a buy. This is still worth accumulating. Very thinly traded, but it's a buy it and forget it stock. Was this user's rating of 'RSVB' helpful to you?
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-- SYNF --
SYNF	Dec. 3 2002, 1:35 PM ET	by citizensmith2002 (view profile)	rating: Buy
SYNF performance: Price near date of rating (01/06/2003): 4.57 Recent price (10/05/2007): 15.22 Price change: +10.65 Dividends collected: 0.68 Gain/Loss over 7807 days: +11.33 +247.92% Annualized Gain/Loss: +11.59% ditto, ditto, ditto...it's another winner Was this user's rating of 'SYNF' helpful to you?
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