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These ratings are posted by site users; this content is not intended to be investment advice, nor does it represent the opinion of, counsel from, or recommendations by Bankinvestor.com

Average returns on fice's ratings: Rating Avg. Return Annualized Key: - : rated buy, stock went down + : rated sell, stock went up +/- : rated hold + : rated buy, stock went up - : rated sell, stock went down strong buy +35.82% (over an avg. of 3088.00 days) +4.23% buy +39.42% (over an avg. of 5603.85 days) +2.57% hold +12.15% (over an avg. of 7937.00 days) +0.56% -- See performance by time period -- All ratings made during the year 2002 All ratings made during the year 2003 All ratings made during the year 2004 Ratings made during Nov, 2002 Ratings made during Dec, 2002 Ratings made during Jan, 2003 Ratings made during May, 2003 Ratings made during Jul, 2003 Ratings made during Oct, 2003 Ratings made during Jan, 2004 Ratings made during Mar, 2004 Ratings made during Apr, 2004

Jump to rating for: ACAS   ALFC   CFSL   CHFN   FCBC   FPTB   HCBK   KNBT   PFS   PRTR   TONE   WAWL   WAYN   WFD  

NOTE: areas highlighted in blue indicate that this user is sharing the highlighted information with their private group ONLY

-- ACAS --
ACAS	Dec. 2 2002, 5:11 PM ET Rating changed on Jul. 1 2003, 9:21 PM ET	by fice (view profile)	rating: Strong Buy
ACAS performance: Price near date of rating (12/02/2002): 21.24 Price near end of rating (07/01/2003): 26.00 Price change: +4.76 Dividends collected: 2.04 Gain/Loss over 210 days: +6.80 +32.02% Annualized Gain/Loss: +55.65% Ditto: Jimmy Bodeen Was this user's rating of 'ACAS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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ACAS	Jul. 1 2003, 9:21 PM ET Rating changed on Oct. 15 2003, 11:27 AM ET	by fice (view profile)	rating: Buy
ACAS performance: Price near date of rating (07/01/2003): 26.00 Price near end of rating (10/15/2003): 25.47 Price change: -0.53 Dividends collected: 0.69 Gain/Loss over 106 days: +0.16 +0.62% Annualized Gain/Loss: +2.13% [ Comments shared with private group only ]
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ACAS	Oct. 15 2003, 11:27 AM ET	by fice (view profile)	rating: Hold
ACAS performance: Price near date of rating (10/15/2003): 25.47 Recent price (01/03/2017): 17.99 Price change: -7.48 Dividends collected: 17.95 Gain/Loss over 7884 days: +10.47 +41.11% Annualized Gain/Loss: +1.90% [ Comments shared with private group only ]
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-- ALFC --
ALFC	Nov. 24 2002, 11:24 AM ET	by fice (view profile)	rating: Buy
ALFC performance: Price near date of rating (11/25/2002): 13.36 Recent price (08/01/2006): 25.37 Price change: +12.01 Dividends collected: 0.82 Gain/Loss over 8208 days: +12.83 +96.03% Annualized Gain/Loss: +4.27% cause joac and doss ll like it ! But I like it too. Was this user's rating of 'ALFC' helpful to you?
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-- CFSL --
CFSL	Nov. 24 2002, 11:28 AM ET	by fice (view profile)	rating: Buy
CFSL performance: Price near date of rating (11/25/2002): 19.30 Recent price (10/29/2004): 31.35 Price change: +12.05 Dividends collected: 0.52 Gain/Loss over 8208 days: +12.57 +65.13% Annualized Gain/Loss: +2.90% A solid bank in a great area.. Was this user's rating of 'CFSL' helpful to you?
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-- CHFN --
CHFN	Dec. 3 2002, 6:45 PM ET Rating changed on Jul. 1 2003, 9:22 PM ET	by fice (view profile)	rating: Strong Buy
CHFN performance: Price near date of rating (12/03/2002): 23.37 Price near end of rating (07/01/2003): 23.06 Price change: -0.31 Dividends collected: 0.32076 Gain/Loss over 209 days: +0.01 +0.05% Annualized Gain/Loss: +0.09% [ Comments shared with private group only ]
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CHFN	Jul. 1 2003, 9:22 PM ET Rating changed on Oct. 15 2003, 11:15 AM ET	by fice (view profile)	rating: Buy
CHFN performance: Price near date of rating (07/01/2003): 23.06 Price near end of rating (10/15/2003): 28.02 Price change: +4.96 Dividends collected: 0.16038 Gain/Loss over 106 days: +5.12 +22.20% Annualized Gain/Loss: +76.44% [ Comments shared with private group only ]
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CHFN	Oct. 15 2003, 11:15 AM ET	by fice (view profile)	rating: Buy
CHFN performance: Price near date of rating (10/15/2003): 28.02 Recent price (08/31/2018): 24.91 Price change: -3.11 Dividends collected: 14.2708 Gain/Loss over 7884 days: +11.16 +39.83% Annualized Gain/Loss: +1.84% [ Comments shared with private group only ]
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-- FCBC --
FCBC	Mar. 13 2004, 4:51 PM ET	by fice (view profile)	rating: Strong Buy
FCBC performance: Price near date of rating (03/15/2004): 29.75 Recent price (05/15/2025): 40.02 Price change: +10.27 Dividends collected: 19.77 Gain/Loss over 7733 days: +30.04 +100.97% Annualized Gain/Loss: +4.77% [ Comments shared with private group only ]
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-- FPTB --
FPTB	Nov. 21 2002, 12:44 PM ET Rating changed on Jul. 1 2003, 9:23 PM ET	by fice (view profile)	rating: Buy
FPTB performance: Price near date of rating (11/21/2002): 15.48 Price near end of rating (07/01/2003): 18.44 Price change: +2.96 Dividends collected: 0.11 Gain/Loss over 221 days: +3.07 +19.80% Annualized Gain/Loss: +32.70% [ No comment ] Was this user's rating of 'FPTB' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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FPTB	Jul. 1 2003, 9:23 PM ET	by fice (view profile)	rating: Hold
FPTB performance: Price near date of rating (07/01/2003): 18.44 Recent price (09/30/2011): 11.33 Price change: -7.11 Dividends collected: 4.01 Gain/Loss over 7990 days: -3.10 -16.81% Annualized Gain/Loss: -0.77% [ No comment ] Was this user's rating of 'FPTB' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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-- HCBK --
HCBK	Nov. 22 2002, 10:22 AM ET	by fice (view profile)	rating: Buy
HCBK performance: Price near date of rating (11/22/2002): 5.92 Recent price (10/30/2015): 10.12 Price change: +4.20 Dividends collected: 4.06842 Gain/Loss over 8210 days: +8.27 +139.67% Annualized Gain/Loss: +6.21% [ No comment ] Was this user's rating of 'HCBK' helpful to you?
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-- KNBT --
KNBT	Jan. 18 2004, 11:08 AM ET	by fice (view profile)	rating: Buy
KNBT performance: Price near date of rating (01/20/2004): 17.55 Recent price (02/08/2008): 17.39 Price change: -0.16 Dividends collected: 1.2 Gain/Loss over 7788 days: +1.04 +5.93% Annualized Gain/Loss: +0.28% [ Comments shared with private group only ]
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-- PFS --
PFS	Jan. 18 2003, 5:39 PM ET Rating changed on Jan. 18 2003, 5:44 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/21/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% [ No comment ] Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 18 2003, 5:44 PM ET Rating changed on Jan. 18 2003, 5:46 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/21/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% I rate it a strong buy because I know: that the nine other guys in this group who also rated it the same, can't be wrong. Same reasons,. location, bank like,hot area,high % core deposits, interested instututions, russell group soon,expect good div beg 2nd qtr.and other reasons too humorous to mention. Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 18 2003, 5:46 PM ET Rating changed on Jan. 18 2003, 5:48 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/21/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% I rate it a strong buy because I know: that the nine other guys in this group who also rated it the same, can't be wrong. Same reasons,. location, bank like,hot area,high % core deposits, interested instututions, russell group soon,expect good div beg 2nd qtr.and other reasons too humorous to mention.Besides , I own some of it. Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 18 2003, 5:48 PM ET Rating changed on Jan. 18 2003, 5:51 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/21/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% I rate it a strong buy because I know: that the nine other guys (i.e. Horn, Niagra, Kid, Jimmybo,,TDin this group who also rated it the same, can't be wrong. Same reasons,. location, bank like,hot area,high % core deposits, interested instututions, russell group soon,expect good div beg 2nd qtr.and other reasons too humorous to mention.Besides , I own some of it. Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 18 2003, 5:51 PM ET Rating changed on Jan. 18 2003, 5:52 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/21/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% I rate it a strong buy because I know: that the nine other guys (i.e. Horn, Niagra, Kid, Jimmybo,TD. thrftenve,WWa,and Joac I hope,etc, sorry twain not you)in this group who also rated it the same, can't be wrong. Same reasons,. location, bank like,hot area,high % core deposits, interested instututions, russell group soon,expect good div beg 2nd qtr.and other reasons too humorous to mention.Besides , I own some of it. Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 18 2003, 5:52 PM ET Rating changed on Jan. 18 2003, 5:53 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/21/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% I rate it a strong buy because I know: that the nine other guys (i.e. Horn, Niagra, Kid, Jimmybo,TD. thrftenve,WWa,and Joac I hope,etc, sorry twain not you)in this group who also rated it the same, can't be wrong. Same reasons,. location, bank like,hot area,high % core deposits, interested instututions, russell group soon,expect good div beg 2nd qtr.and other reasons too humorous to mention.Besides , I own some of it as you guessed. Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 18 2003, 5:53 PM ET Rating changed on Jan. 18 2003, 5:59 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/21/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% I rate it a strong buy because I know: that the nine other guys (i.e. Horn, Niagra, Kid, Jimmybo,TD. thrftenve,WWa,and Joacand Jordie I hope,etc, sorry twain not you)in this group who also rated it the same, can't be wrong. Same reasons,. location, bank like,hot area,high % core deposits, interested instututions, russell group soon,expect good div beg 2nd qtr.and other reasons too humorous to mention.Besides , I own some of it as you guessed. Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 18 2003, 5:59 PM ET Rating changed on Jan. 18 2003, 6:00 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/21/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% I rate it a strong buy because I know: that the nine other guys (i.e. Horn, Niagra, Kid, Jimmybo,TD. thrftenve,WWa,SNL,Allo, GO4, and Joac and Jordie I hope,etc, sorry twain not you)in this group who also rated it the same, can't be wrong. Same reasons,. location, bank like,hot area,high % core deposits, interested instututions, russell group soon,expect good div beg 2nd qtr.and other reasons too humorous to mention.Besides , I own some of it as you guessed. Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 18 2003, 6:00 PM ET Rating changed on Jan. 18 2003, 6:08 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/21/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% I rate it a strong buy because I know: that the nine other guys (i.e. Horn, Niagra, Kid, TD. thrftenve,WWa,SNL,Allo, GO4, and Joac and Jordie I hope,etc, sorry twain not you)in this group who also rated it the same, can't be wrong. Same reasons,. location, bank like,hot area,high % core deposits, interested instututions, russell group soon,expect good div beg 2nd qtr.and other reasons too humorous to mention.Besides , I own some of it as you guessed. Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 18 2003, 6:08 PM ET Rating changed on Jan. 19 2003, 1:36 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/21/2003): 15.57 Gain/Loss over 1 day: 0.00 0.00% Annualized Gain/Loss: 0.00% I rate it a strong buy because I know: that the nine other guys (i.e. Horn, Niagra, Kid, TD. thrftenve,WWa,SNL,Allo, GO4, and Joac and Jordie I hope,etc, sorry twain not you)in this group who also rated it the same, can't be wrong. Same reasons,. location, bank like,hot area,high % core deposits, interested instututions, russell group soon,expect good div beg 2nd qtr.and other reasons too humorous to mention. Besides , I own some of it as you guessed. Stockdale? Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 19 2003, 1:36 PM ET Rating changed on Jan. 19 2003, 1:37 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/21/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% I rate it a strong buy because I know: that the ten other guys (i.e. Horn, Niagra, Kid, TD. thrftenve,WWa,SNL,Allo, GO4, Joac, and Jordie too I hope,etc, sorry twain not you)in this group who also rated it the same, can't be wrong. Same reasons,. location, bank like,hot area,high % core deposits, interested instututions, russell group soon,expect good div beg 2nd qtr.and other reasons too humorous to mention. Besides , I own some of it as you guessed. Stockdale? Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 19 2003, 1:37 PM ET Rating changed on Jan. 28 2003, 10:53 AM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/21/2003): 15.57 Price near end of rating (01/28/2003): 15.57 Gain/Loss over 9 days: 0.00 0.00% Annualized Gain/Loss: 0.00% I rate it a strong buy because I know: that the 11 other guys (i.e. Horn, Niagra, Kid, TD. thrftenve,WWa,SNL,Allo, GO4, Joac, ben, and Jordie too I hope,etc, sorry twain not you)in this group who also rated it the same, can't be wrong. Same reasons,. location, bank like,hot area,high % core deposits, interested instututions, russell group soon,expect good div beg 2nd qtr.and other reasons too humorous to mention. Besides , I own some of it as you guessed. Stockdale? Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jan. 28 2003, 10:53 AM ET Rating changed on Jan. 28 2003, 4:21 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/28/2003): 15.57 Price near end of rating (01/28/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% [ Comments shared with private group only ]
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PFS	Jan. 28 2003, 4:21 PM ET Rating changed on Jan. 28 2003, 4:22 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/28/2003): 15.57 Price near end of rating (01/28/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% [ Comments shared with private group only ]
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PFS	Jan. 28 2003, 4:22 PM ET Rating changed on Jan. 28 2003, 4:23 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/28/2003): 15.57 Price near end of rating (01/28/2003): 15.57 Gain/Loss over 0 days: 0.00 0.00% [ Comments shared with private group only ]
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PFS	Jan. 28 2003, 4:23 PM ET Rating changed on May. 21 2003, 7:35 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/28/2003): 15.57 Price near end of rating (05/21/2003): 18.81 Price change: +3.24 Dividends collected: 0.04 Gain/Loss over 112 days: +3.28 +21.07% Annualized Gain/Loss: +68.67% [ Comments shared with private group only ]
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PFS	May. 21 2003, 7:35 PM ET Rating changed on Jul. 1 2003, 9:25 PM ET	by fice (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (05/21/2003): 18.81 Price near end of rating (07/01/2003): 19.10 Gain/Loss over 41 days: +0.29 +1.54% Annualized Gain/Loss: +13.71% I rate it a strong buy considering the time, the location, the banklike structure. It seems one that is doing everything right for its day in the sun. Stay with it as long as you can. It'll be a winner for years to come. Its one that many banks would love someday to bring under their umbrella. Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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PFS	Jul. 1 2003, 9:25 PM ET	by fice (view profile)	rating: Buy
PFS performance: Price near date of rating (07/01/2003): 19.10 Recent price (05/15/2025): 17.86 Price change: -1.24 Dividends collected: 14.13 Gain/Loss over 7990 days: +12.89 +67.49% Annualized Gain/Loss: +3.08% [ No comment ] Was this user's rating of 'PFS' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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-- PRTR --
PRTR	Nov. 25 2002, 1:15 PM ET	by fice (view profile)	rating: Strong Buy
PRTR performance: Price near date of rating (05/09/2007): 1.01 Recent price (12/29/2022): 0.11 Gain/Loss over 8207 days: -0.90 -89.11% Annualized Gain/Loss: -3.96% [ No comment ] Was this user's rating of 'PRTR' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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-- TONE --
TONE	Nov. 24 2002, 11:30 AM ET Rating changed on Jul. 1 2003, 9:26 PM ET	by fice (view profile)	rating: Buy
TONE performance: Price near date of rating (11/25/2002): 14.23 Price near end of rating (07/01/2003): 19.50 Gain/Loss over 218 days: +5.27 +37.03% Annualized Gain/Loss: +62.00% Good candidate for the hammer asap. Was this user's rating of 'TONE' helpful to you?
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TONE	Jul. 1 2003, 9:26 PM ET	by fice (view profile)	rating: Buy
TONE performance: Price near date of rating (07/01/2003): 19.50 Recent price (07/26/2010): 0.02 Price change: -19.48 Dividends collected: 1.13 Gain/Loss over 7990 days: -18.35 -94.10% Annualized Gain/Loss: -4.30% [ No comment ] Was this user's rating of 'TONE' helpful to you?
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-- WAWL --
WAWL	Apr. 1 2004, 11:09 AM ET	by fice (view profile)	rating: Buy
WAWL performance: Price near date of rating (04/01/2004): 12.95 Recent price (04/03/2018): 3.95 Price change: -9.00 Dividends collected: 1.735 Gain/Loss over 7714 days: -7.26 -56.10% Annualized Gain/Loss: -2.65% [ Comments shared with private group only ]
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-- WAYN --
WAYN	Dec. 19 2002, 5:32 PM ET	by fice (view profile)	rating: Strong Buy
WAYN performance: Price near date of rating (12/19/2002): 10.93 Recent price (06/13/2024): 24.27 Price change: +13.34 Dividends collected: 10.70852 Gain/Loss over 8183 days: +24.05 +220.02% Annualized Gain/Loss: +9.81% good numbers, good location Was this user's rating of 'WAYN' helpful to you?
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-- WFD --
WFD	Nov. 25 2002, 11:32 AM ET	by fice (view profile)	rating: Buy
WFD performance: Price near date of rating (11/25/2002): 4.57 Recent price (10/21/2016): 7.90 Price change: +3.33 Dividends collected: 4.39138 Gain/Loss over 8207 days: +7.72 +168.96% Annualized Gain/Loss: +7.51% [ No comment ] Was this user's rating of 'WFD' helpful to you?
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