TERMS OF USE
Bankinvestor.com has the right to suspend or terminate your membership and refuse any and all current or future use of
the site if any of the following terms are violated on an ongoing or retroactive basis. These Terms of Use may be
changed or updated at any time without notice.
MEMBER CONDUCT
You understand that all information, whether posted publicly or privately, is the sole responsibility of the poster of
such information. Bankinvestor.com is not responsible or liable for any content posted by members, and no
content represents the opinion of, counsel from, or recommendations by Bankinvestor.com. You understand that all
activity may be monitored at any time by a system administrator authorized to enforce these Terms of Use.
1. You may not post or otherwise make available any unsolicited or unauthorized advertising, promotional materials,
"junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation.
2. You may not engage in fighting. Intelligent and respectful debate is encouraged, but fighting and name-calling in
the public forum is unacceptable. If you must "fight" with other member, use private posts to communicate only with
that member, and do not involve the rest of the group. Rather than perpetuate bickering, do not hesitate to make use
of the "ignore" feature.
3. You may not create and/or use aliases.
4. You may not impersonate another member or any person or entity or falsely state or otherwise misrepresent your
affiliation with a person or entity.
5. You may not post or otherwise make available any content that is unlawful, harmful, threatening, abusive,
harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially,
ethnically or otherwise objectionable.
6. You may not manipulate identifiers in an attempt to disguise the origin of your posts.
7. You may not post or otherwise make available any content that you do not have a right to make available under any
law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential
information learned or disclosed as part of employment relationships or under nondisclosure agreements).
8. You may not post or otherwise make available any content that infringes any patent, trademark, trade secret, or
other proprietary rights of any party.
9. You may not intentionally or unintentionally violate any applicable local, state, national or international law,
including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any
national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock
Exchange or the NASDAQ, and any regulations having the force of law.
10. You may not "stalk" or otherwise harass another member. This includes
abusive behavior and ''blanket'' or otherwise inappropriate use of negative feedback.
11. You will make a reasonable effort to avoid posting messages in all caps, checking to make sure you do not have
"Caps Lock" on before posting (the "Caps Lock" key is located on the left-hand side of the keyboard).
12. You will make a reasonable effort to avoid posting multiple consecutive one-line messages, which have the effect
of causing "clutter", combining multiple thoughts into a single message when appropriate.
13. You will never knowingly post with dishonest or misleading information.
14. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any
commercial purposes, any portion of the site or content contained therein. You agree not to
re-post or otherwise make available elsewhere, any content from BankInvestor.com.
You acknowledge that Bankinvestor.com does not pre-screen any posts, but that Bankinvestor.com shall have the right to
remove any content without notice, to delete any membership accounts without notice, and to permanently block any
member from accessing the site, if said member violates the Terms of Use, which may be added to or altered at any time
without notice.
You acknowledge and agree that Bankinvestor.com will preserve and store all posts, and that Bankinvestor.com may also
disclose posts if required to do so by law or in the good faith belief that such preservation or disclosure is
reasonably necessary to: (a) comply with legal process; (b) enforce the Terms of Service; (c) respond to claims that
any content posted violates the rights of third-parties; or (d) protect the rights, property, or personal safety of
Bankinvestor.com, its members and the public.
You understand that the technical processing and transmission of your posts involve (a) transmissions over various
networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.
MEMBER ACCOUNT, PASSWORD AND SECURITY
You are responsible for maintaining the confidentiality of your membership password, and are fully responsible for all
activities that occur under your password or membership. You agree to (a) immediately notify Bankinvestor.com of any
unauthorized use of your password or membership or any other breach of security, and (b) ensure that you sign off at
the end of each session when using a computer that others may access.
INDEMNITY
You agree to indemnify and hold Bankinvestor.com, any subsidiaries, affiliates, officers, agents, co-branders or other
partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third
party due to or arising out of any content you post or otherwise make available.
NO RESALE OR REDISTRIBUTION OF SERVICE
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the
site or content contained therein. You agree not to
re-post or otherwise make available elsewhere, any content from BankInvestor.com.
DIGITAL MILLENNIUM
As per the Digital Millennium Copyright Act of 1998, BNK Invest, Inc.
will reply to claims of copyright infringement committed using the bankinvestor.com service. If you own a copyright, report
your notice of infringement by emailing BNK Invest Inc. at info@valueforum.com.
Include the details below:
A) an electronic signature of the person authorized to act on behalf of the owner of the copyright or other intellectual
property interest
B) description of the copyrighted work or other intellectual property that you claim has been infringed
C) a description and link of where the material that you claim is infringing is located on the site
D) your address, telephone number, fax number and email address
E) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its
agent, or the law
F) a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are
the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.
BNK Invest, Inc. forbids copying, distribution, modification, public display, or any other use of copyrighted works that
causes an infringement of the copyright holder's rights. As a condition to your use of the bankinvestor.com site, you agree
that
you will not use the valueforum.com service to infringe the intellectual property rights of others.
MODIFICATIONS TO SERVICE
Bankinvestor.com reserves the right at any time to modify or discontinue, temporarily or permanently, the site or any
portion of the site, without notice. You agree that Bankinvestor shall not be liable to you or to any third party for
any modification, suspension or discontinuance of the site, or for any period that the site may be made unavailable.
TERMINATION
You agree that Bankinvestor.com, in its sole discretion, may terminate your password and membership, and remove and
discard any content posted, for any reason, including a violation of these Terms of Service or behavior inconsistent
with the spirit of these Terms of Service. You agree that any termination of your access to the site may be effected
without prior notice, that you may be barred any further access to the site, and that Bankinvestor.com shall not be
liable to you or any third-party for any termination of your access to the site.
