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These ratings are posted by site users; this content is not intended to be investment advice, nor does it represent the opinion of, counsel from, or recommendations by Bankinvestor.com

Average returns on Niagra's ratings: Rating Avg. Return Annualized Key: - : rated buy, stock went down + : rated sell, stock went up +/- : rated hold + : rated buy, stock went up - : rated sell, stock went down strong buy +68.09% (over an avg. of 7162.00 days) +3.47% buy -4.18% (over an avg. of 7934.50 days) -0.19% -- See performance by time period -- All ratings made during the year 2002 All ratings made during the year 2003 All ratings made during the year 2004 All ratings made during the year 2005 Ratings made during Nov, 2002 Ratings made during Dec, 2002 Ratings made during Jan, 2003 Ratings made during Jun, 2003 Ratings made during Mar, 2004 Ratings made during Apr, 2004 Ratings made during Oct, 2004 Ratings made during Dec, 2004 Ratings made during Jan, 2005

Jump to rating for: CHFN   CZWI   LPBC   NABC   PFS   RBLG   SFBI   SYNF  

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-- CHFN --
CHFN	Nov. 21 2002, 8:53 PM ET Rating changed on Jun. 21 2003, 8:43 PM ET	by Niagra (view profile)	rating: Strong Buy
CHFN performance: Price near date of rating (11/21/2002): 23.54 Price near end of rating (06/23/2003): 22.49 Price change: -1.05 Dividends collected: 0.32076 Gain/Loss over 211 days: -0.73 -3.10% Annualized Gain/Loss: -5.36% Management is very strong. Was this user's rating of 'CHFN' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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CHFN	Jun. 21 2003, 8:43 PM ET	by Niagra (view profile)	rating: Strong Buy
CHFN performance: Price near date of rating (06/23/2003): 22.49 Recent price (08/31/2018): 24.91 Price change: +2.42 Dividends collected: 14.43118 Gain/Loss over 8457 days: +16.85 +74.93% Annualized Gain/Loss: +3.23% Management is very strong. Its the Dividend. Was this user's rating of 'CHFN' helpful to you? Currently:   0 said yes (of 1 -- 0.00%)
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-- CZWI --
CZWI	Mar. 31 2004, 8:36 PM ET	by Niagra (view profile)	rating: Strong Buy
CZWI performance: Price near date of rating (03/31/2004): 12.50 Recent price (08/14/2026): 21.02 Price change: +8.52 Dividends collected: 3.855 Gain/Loss over 8172 days: +12.38 +99.00% Annualized Gain/Loss: +4.42% If you have not bought yesterday or today, you will have to buy tomorrow. This one is not there. There is none left for anyone, anyhow, anywhere. Get some if you can, though it is rare. Tight lines for good fishing, and there won't be any if you don't take some. I see 14-16 in 6 months. This is a buy reccomendation. Was this user's rating of 'CZWI' helpful to you? Currently:   1 said yes (of 3 -- 33.33%)
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-- LPBC --
LPBC	Dec. 22 2004, 12:31 AM ET	by Niagra (view profile)	rating: Buy
LPBC performance: Price near date of rating (02/17/2005): 10.40 Recent price (07/26/2022): 10.10 Price change: -0.30 Dividends collected: 0.36 Gain/Loss over 7906 days: +0.06 +0.58% Annualized Gain/Loss: +0.03% At 11, under fully converted book, one can own a solid shop in good NJ area, move in condition, best location in the town on a highly visible interesection surrounded by numerous other banks, one of which will surley it will become. Run by a former OTS regulator, smartley raises cash in amounts that he can use, I say this is a good one with limited downside at 11. My target 12 months out, 13. Second step likely sooner than later. Was this user's rating of 'LPBC' helpful to you? Currently:   1 said yes (of 1 -- 100.00%)
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-- NABC --
NABC	Apr. 9 2004, 02:18 AM ET	by Niagra (view profile)	rating: Strong Buy
NABC performance: Price near date of rating (04/12/2004): 14.32 Recent price (12/13/2004): 14.79 Price change: +0.47 Dividends collected: 0.08 Gain/Loss over 8164 days: +0.55 +3.84% Annualized Gain/Loss: +0.17% While the initial professionals selling pressure is on, it is a great time to buy. Stock exhibits dwindling volume which typically signals a relief of the heavy selling. An easy buck to be made over the next month. with more to follow. Ride with Patterson. Was this user's rating of 'NABC' helpful to you? Currently:   3 said yes (of 5 -- 60.00%)
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-- PFS --
PFS	Jan. 17 2003, 8:31 PM ET	by Niagra (view profile)	rating: Strong Buy
PFS performance: Price near date of rating (01/17/2003): 15.85 Recent price (08/14/2026): 24.64 Price change: +8.79 Dividends collected: 15.61 Gain/Loss over 8611 days: +24.40 +153.94% Annualized Gain/Loss: +6.53% This rocket will settle in at 22-25 at the end of 1 1/4 elapsed years from its IPO. It will be valued like a commercial bank, and will get sold at 2-3X book when that happens. Was this user's rating of 'PFS' helpful to you?
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-- RBLG --
RBLG	Oct. 27 2004, 07:02 AM ET	by Niagra (view profile)	rating: Buy
RBLG performance: Price near date of rating (10/27/2004): 9.50 Recent price (08/02/2013): 8.25 Price change: -1.25 Dividends collected: 0.4 Gain/Loss over 7963 days: -0.85 -8.95% Annualized Gain/Loss: -0.41% Nibble this one here, management in position to sell itself as soon as possible. Even though location is so so, it is still in Jersey. Low risk play at 9.60. Was this user's rating of 'RBLG' helpful to you? Currently:   1 said yes (of 1 -- 100.00%)
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-- SFBI --
SFBI	Jan. 14 2005, 2:26 PM ET	by Niagra (view profile)	rating: Strong Buy
SFBI performance: Price near date of rating (01/14/2005): 9.75 Recent price (11/03/2017): 0.01 Gain/Loss over 7883 days: -9.74 -99.90% Annualized Gain/Loss: -4.63% Growth story towards Washington DC. Progressing in business towards the Yuppies rathers than the Slavinians. Was this user's rating of 'SFBI' helpful to you? Currently:   1 said yes (of 1 -- 100.00%)
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-- SYNF --
SYNF	Dec. 23 2002, 8:23 PM ET	by Niagra (view profile)	rating: Strong Buy
SYNF performance: Price near date of rating (01/06/2003): 4.57 Recent price (10/05/2007): 15.22 Price change: +10.65 Dividends collected: 0.68 Gain/Loss over 8636 days: +11.33 +247.92% Annualized Gain/Loss: +10.48% These guys are shrewd. They buy distressed packages of loans, cherry pickem when they can, expect some duds but net on balance they make money on the loans cause they know cars. Great shop. CU's know cars. This one aint gonna be around for too many years. Was this user's rating of 'SYNF' helpful to you?
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