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These ratings are posted by site users; this content is not intended to be investment advice, nor does it represent the opinion of, counsel from, or recommendations by Bankinvestor.com

CZWI Strong Buy   50.00% 1 members Buy   50.00% 1 members Hold   0.00% 0 members Sell   0.00% 0 members Strong Sell   0.00% 0 members
Average rating: 1.50 (Strong Buy) 1.00 - 5.00 (Strong Sell) Total: 2 members

Annual growth of CZWI: NOTE: areas highlighted in blue indicate that this user is sharing the highlighted information with their private group ONLY
Mar. 31 2004, 8:36 PM ET Nearest price: 12.50 (03/31/04)	by Niagra (profile) (all of Niagra's ratings)	rating: Strong Buy
If you have not bought yesterday or today, you will have to buy tomorrow. This one is not there. There is none left for anyone, anyhow, anywhere. Get some if you can, though it is rare. Tight lines for good fishing, and there won't be any if you don't take some. I see 14-16 in 6 months. This is a buy reccomendation. Was this user's rating of 'CZWI' helpful to you? Currently:   1 said yes (of 3 -- 33.33%)
Mar. 31 2004, 1:25 PM ET Nearest price: 12.50 (03/31/04)	by TP (profile) (all of TP's ratings)	rating: Buy
High remutualization book: $18.86 partly due to 35% minority ownership. Low NPA .43% High NIM 4.9% Low interest rate risk -2bp for 200bp increase in rates. Most insiders buying albeit low individual/group maximums. Dividend of .20 annually. MHC plans to waive dividends. They seem to be serious about this as they advise they may cut dividend if not allowed to waive MHC dividend. Was this user's rating of 'CZWI' helpful to you? Currently:   2 said yes (of 2 -- 100.00%)

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